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Banking products and services are provided by Coastal Community Bank, Member FDIC. Cheese accounts are FDIC-insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. The Cheese Debit Card is issued by Coastal Community Bank, pursuant to license by Mastercard International.

ˆThe Cheese Cash back program is powered by Dosh®, an unaffiliated third-party provider, which offers Cheese customers cash back on Cheese debit card purchases from select merchants. Each Cheese Cashback offer, Powered by Dosh is available for a   limited time only for qualifying purchases at participating merchants (subject to the particular offer and full program terms). Cash back amounts will vary and offers may become unavailable without notice. Additional terms, conditions and exclusions apply   and   can be found in the Cheese Terms and Conditions Agreement. Cheese basic cash back (0.25%) applies to purchases that are settled and not being refunded. Eligible purchases do not include fees, transfers, or withdrawals. Cheese reserves the right   to modify   the definitions and categories for eligible purchases.
ˆEarly Direct Deposit may post up to 2 days earlier than the scheduled payment date. Early direct deposit of a paycheck depends on factors such as the timing of the payer’s deposit transmission, and the type of payer transmitting the deposit.
ˆOn average, banks charge $329 fees per account per year. Based on Bank Fee Finder 2017 Report.
ˆTraditional banks on average have an interest rate of 0.01% for checking accounts. Data provided by ValuePenguin.

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