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Get Early Access to the Cheese Debit Card!

A zero-fee debit card with instant cash back, up to 10%.
Join Beta
Get an invitation to our ios app beta. First come, first serve.❤️
HOW WE ARE DIFFERENT

Get the Highest Reward.

1% - 3% Interest + 0.5% Cashback

Let’s say you pay $50,000 in school tuition. With the Cheese Card, you’d get $250 cash back!

我们值得你的关注

建立您的信用

从你开卡的第一天起, 我们就在帮你建立你在美国的信用了. 当你没有社安号SSN时, 这是最容易以及安全的方式.

EARN FROM WHAT YOU LOVE

Get Up To 10% Cash Back

Cheese makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on our application and will not be liable for any errors, or omissions in the information provided for the merchants participating in the cashback program. All content reflects third party programs at a given time and can change as time progresses. 

How It Works

Get an invitation via email

Click "Join Beta" and fill out the form

Install Cheese iOS Beta via TestFlight

Simple, Secure and No Credit Check Required

Start using your card!

Get $5 when you fund your account

We Value Your Feedback

The more you tell, the more you get 😉

Get

$5 by filling out a brief feedback survey
‍$20 through a short 1-on-1 user interview
‍

Other Opportunities to earn $20

Sherlock Cheese Holmes
‍Use your sharp eyes to help improve the Cheese experience! This award goes to users with the most frequent, helpful feedback.
‍
Cheese Checklist
1. Set up your paychecks for direct deposit with Cheese
2. Use Cheese to auto-pay your bills
3. Spend $200 within 4 weeks

Beta FAQ

Let's Make Cheese Better Together!

Take this opportunity to get Cheese rewards early.🧀️

/CHēz/
Noun, informal: money
“Cheese” isn’t just a delicious dairy product or a way to describe your dad’s affinity for poorly-made puns. “Cheese” is also a slang term for money – something we all love, regardless of lactose intolerance. Our goal is to help you grow your savings in the smartest, easiest way. More cheese, anyone?

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Contact Us

support@earncheese.com

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130 W Union St,
Pasadena, CA 91103
We 💛 saving you money!

Banking products and services are provided by Coastal Community Bank, Member FDIC. Cheese accounts are FDIC-insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. The Cheese Debit Card is issued by Coastal Community Bank, pursuant to license by Mastercard International.
ˆThe Cheese Cash back program is powered by Dosh®, an unaffiliated third-party provider, which offers Cheese customers cash back on Cheese debit card purchases from select merchants. Each Cheese Cashback offer, Powered by Dosh is available for a   limited time only for qualifying purchases at participating merchants (subject to the particular offer and full program terms). Cash back amounts will vary and offers may become unavailable without notice. Additional terms, conditions and exclusions apply   and   can be found in the Cheese Terms and Conditions Agreement. Cheese basic cash back (0.25%) applies to purchases that are settled and not being refunded. Eligible purchases do not include fees, transfers, or withdrawals. Cheese reserves the right   to modify   the definitions and categories for eligible purchases.
ˆEarly Direct Deposit may post up to 2 days earlier than the scheduled payment date. Early direct deposit of a paycheck depends on factors such as the timing of the payer’s deposit transmission, and the type of payer transmitting the deposit.
ˆOn average, banks charge $329 fees per account per year. Based on Bank Fee Finder 2017 Report.
ˆTraditional banks on average have an interest rate of 0.01% for checking accounts. Data provided by ValuePenguin.

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