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Get Early Access to the Cheese Debit Card!

A zero-fee debit card with instant cash back, up to 10%.
Get an invitation to our ios app beta. First come, first serve.❤️

Get the Highest Reward.

1% - 3% Interest + 0.5% Cashback

Let’s say you pay $50,000 in school tuition. With the Cheese Card, you’d get $250 cash back!



从你开卡的第一天起, 我们就在帮你建立你在美国的信用了. 当你没有社安号SSN时, 这是最容易以及安全的方式.


Get Up To 10% Cash Back

Cheese makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on our application and will not be liable for any errors, or omissions in the information provided for the merchants participating in the cashback program. All content reflects third party programs at a given time and can change as time progresses. 

How It Works

Get an invitation via email

Click "Join Beta" and fill out the form

Install Cheese iOS Beta via TestFlight

Simple, Secure and No Credit Check Required

Start using your card!

Get $5 when you fund your account

We Value Your Feedback

The more you tell, the more you get 😉


$5 by filling out a brief feedback survey
$20 through a short 1-on-1 user interview

Other Opportunities to earn $20

Sherlock Cheese Holmes
Use your sharp eyes to help improve the Cheese experience! This award goes to users with the most frequent, helpful feedback.

Cheese Checklist
Set up your paychecks for direct deposit with Cheese
2. Use Cheese to auto-pay your bills
3. Spend $200 within 4 weeks

Beta FAQ

Let's Make Cheese Better Together!

Take this opportunity to get Cheese rewards early.🧀️