A whopping fifth of Americans report that they have no savings.
While it can be hard to make ends meet sometimes, there are actually a lot of ways to save money online, in-store and through your phone these days.
Make it a point to plan, budget, and spend more effectively. Spend less on eating out. Or, invest your savings back into something that could actually turn into a little nest egg.
However you decide to increase your savings, here are the must-have money-saving apps for 2019.
The Best Apps for Saving in 2019
Wallaby to Optimize Credit Card Spending
Most Americans have on average about three to four credit cards, which means that they also probably have trouble keeping track of their spending and points.
Credit cards are optimized for different rewards, and figuring out which one gives you the most points on travel, gas, groceries or rebates can be a headache.
Wallaby helps you with credit card spending by telling you which of your cards is the best to use for any purchase so you can maximize your savings and rewards.
SwagBucks for Earning Easy Extra Cash
An app that allows you to earn cash for doing everyday, simple tasks? Sign us up!
SwagBucks will allow you to complete surveys, watch videos, shop online or shop locally to receive gift cards that can be spent as real cash.
You will be able to select the activity you want to complete based on the number of SwagBucks that it is worth and when you complete it, the points can be redeemed for cash via PayPal, in the form of a PayPal cash card, or through gift cards to major retailers like Target, Amazon, and iTunes.
Price Drop Apps for Cash Back
When it comes to return on investment, you definitely want to make sure you’re always getting the lowest price for everything you purchase.
Few things will help you save more while shopping online and in-store than a good price drop app that will alert you to a lower price so you can claim a price adjustment refund.
And, you’ve got lots of choices! You can use an app like CamelCamelCamel that will track the prices of items sold on Amazon to alert you to the best price.
Or, you can install a Chrome browser extension like Honey that will automatically look for and apply coupon codes at checkout, you can save lots of cash each year simply by installing one on your phone or computer.
Shoeboxed for Budgeting Help
Shoeboxed is a must if you’re looking for ways to save on your yearly tax return.
The app will help you keep track of your expenses. While this is great for budgeting (which is a necessity if you need to save more money), it’s also great for keeping track of expenses that you can claim on your tax return.
If you work as a freelancer, then you should check out this app. If you need help budgeting, then you definitely need to check out this app.
Cheese for Saving with Debit Card Spending
Okay, so technically this isn’t an app. But, we believe that you shouldn’t have to rely on apps, credit cards, or savings policies in order to save money.
As an international student or non-citizen, you deserve to be able to not only spend easily but also earn great rewards while doing so.
The Cheese debit card can help you do this! This zero-fee debit card is packed with benefits for you, including saving bonus and cashback on purchases.
Sounds great, doesn’t it? Click here to sign up for your Cheese debit card.