Banking and Finance

Need an Android Bank App? The Best Mobile Banking Apps for Android

July 27, 2021

If you're looking for a way to manage your banking on the go, there's no better place to turn than your Android phone. There are a ton of different mobile banking apps out there, which can make it difficult to pick just one. 

Luckily, we've done all the work for you and compiled our top picks just for you! In this article, you’ll find a breakdown of the best mobile banking apps for Android users, including tips on what to do with your Android bank app once you’ve selected the one you plan to use.

What is Google Pay?

Google Pay is a mobile app that allows you to make purchases online without sharing your credit card information with the seller. You can also use it to pay for items in store, send money to friends or family, and withdraw cash from an ATM. It's easy to set up and works on both Android and iOS devices (yes, that means it’ll work on an iPhone, too).

The great thing about Google Pay is that it lets you keep all of your payment info stored securely on the cloud so you don't have to worry about forgetting any numbers when filling out forms or entering passwords. 

The app even has fraud protection features like two-factor authentication, which means if someone tries logging in with your account, they'll need more than just your password before they get access (a code sent via text message). Pretty cool right?

If you already have a debit card and bank account, it’s easy to connect to Google Pay so that you can immediately pay via the app and have the money discounted from your account. This means that you won’t have a need to carry around a physical debit card if you don’t want to.

How to Download a Bank App for Android

Do you have an Android phone and want to download a banking app? There are many apps that offer free accounts. You can find them on the Google Play Store, which will be the first thing you need to open when learning how to download the apps.

While the Play Store should come automatically downloaded in your Android phone, if it isn’t, you’ll need to search for it online. Once you’ve got it, open it up and type “banking app” into the search bar. The results that come up are organized by popularity and are usually rated by users, so it is easy for you to see which one would be best for your needs! 

In addition, there are also some banks who provide their own Android applications like Wells Fargo or Chase Bank. This makes things much easier because they all have different features and benefits for existing customers.

The Best Android Banking App in 2021

The answer to the question of what the best Android banking app is depends on what you’re looking to do with the app. Below, we’ll suggest a few of our favorites so that you can choose one based on your financial needs.

Mint: The Best App for Budgeting

This app has a lot of functionality, including bill reminders, credit score tracking, budgeting tools and more. However, it is not free; many features require a paid subscription. If you’re willing to pay a small fee, Mint is a great option for those who like to stay on top of their spending while getting alerts when they go over budget in certain areas.

Zelle: The Best for Sending Quick Payments

Zelle is an easy way to send money to friends or family with just their mobile number or email address (no account required). This means that if you are trying to send money to other international students or people who don’t have a Chase bank account or other bank account, this is a great option!  The downside is that there's little security when sending money this way; if someone gets your phone number they could take out all your cash in seconds.

Betterment: The Best for Investing

If you’d like to be able to download a mobile banking app for Android that allows you to save and invest then Betterment is a great option. ​​Betterment allows you to open a checking account (although it’s not an option unless you have a SSN, so read up on our articles regarding what to do if you’re in that situation). Once you have the account, you can invest straight from the app. As an added plus, they do also reimburse all foreign transaction fees, so if you’re eligible, it can be a good option for international students and travelers.

Cheese: The Best for Everything

Looking for an Android bank app that does everything? Cheese is the way to go! When you download the Cheese Mobile Banking app from the Google Play Store, you’re able to create an account within minutes and start using your digital debit card immediately after. What if you’re an international student or immigrant? Cheese is actually built for you! It’s why you’re able to apply with an established US address, passport, and valid visa

The features and functions of the app are similar to standard banking apps as well but we take them to a whole new level. You can, for example, enjoy 10% cashback at select stores, get up to a 3% deposit bonus, and access your paychecks up to two days early. And, that’s on top of all of the other perks, such as:

❌ No Monthly Fee                                     🧀️ $5 cash bonus    

❌ No ATM Fee                                          🧀️ Up to 10% cashback with every purchase/transaction

❌ No Overdraft Fee                                  🧀️ Potential Double Cheese Cashback

❌ No Insufficient Fund Fee                       🧀️ Up to 3% Saving Bonus

❌ No Minimum Balance Requirement      🧀️ Early Paycheck

See why the Cheese mobile banking app is the best Android bank app? Download it today on the Google Play Store (or, if you’re reading this and are an iOS user, get it on the App Store here).