Families with big grocery bills can save hundreds of dollars by paying for them with a credit card that offers elevated rewards at the supermarket. According to federal consumer expenditure data, the average U.S. household spent $4,363 on "food at home" in 2017, the most recent year available. Paying for groceries with a card that earned just 2% rewards on groceries would have earned such a household more than $87. Imagine saving that kind of money at the checkout — without even needing to clip coupons! You can do it with these best credit cards for groceries.
Home Depot Credit Card
How to Apply:
New Card Member Offer:
$25 Off (Purchase of $25 - $299)
$50 Off (Purchase of $300 - $999)
$100 Off (Purchase of $1000 or more)
Valid 1/30 - 7/29/2020
Featured Benefits:
- No Annual Fee
- 1-Year Hassle-Free Returns
- Credit-Building Capabilities
Annual Fee:
$0
To sum up:
The Home Depot offers The Home Depot Consumer Credit Card for regular customers (it’s not designed for contractors).This is a simple card that doesn’t offer cash back or points for purchases; instead, you’ll get special financing deals on certain purchases.
Lowe’s Advantage Card
How to Apply:
New Card Member Offer:
Receive a $30 coupon to use on your first purchase after signing up
Featured Benefits:
- 5% off all purchases automatically applies
- Option for financing of six, 12, 18, or 24 months
- Big project financing for up to 84 months
- Weekly promotions
Annual Fee:
$0
To sum up:
When used wisely, the Lowe’s Credit Card offers 5% back on all purchases. And that, combined with its lack of an annual fee, is why the Lowe’s Card is one of the best store credit cards on the market right now.
Best Buy Credit Card
How to Apply:
New Card Member Offer:
10% back on your first Best Buy purchase
Featured Benefits:
- 10% back on your first Best Buy purchase
- 5% back on all other Best Buy purchases
- No annual fee
Annual Fee:
$0
To sum up:
The Best Buy Credit Card would be a solid addition to your wallet if you pay your bill in full every month and regularly shop at Best Buy. Its most notable feature is the ability to earn 5% back on Best Buy purchases (dispensed in the form of Best Buy gift certificates). Its biggest flaw is the deferred interest clause in its financing plans. And you have to choose between rewards and promotional financing at the outset.
Capital One Walmart Rewards Card
How to Apply:
Capital One Walmart Rewards Card
New Card Member Offer:
Earn 5% back in Walmart stores for the first 12 months when you use your Capital One Walmart Rewards Card with Walmart Pay.
Featured Benefits:
- 5% back on Walmart.com & Walmart app, Grocery Pickup and Delivery
- 2% back on Walmart stores, Walmart & Murphy USA Fuel Stations, Restaurants & travel
- 1% back on Everywhere else Mastercard is accepted.
Annual Fee:
$0
To sum up:
The Walmart Credit Card is best for people with good or excellent credit who frequently shop at Walmart, especially Walmart.com, and live near a location with an attached gas station. The Walmart Card’s rewards rates range from 1 - 5 points / $1 back, depending on the type of purchase made. Cardholders earn 5% back on Walmart purchases made online or through the Walmart mobile app, even those later picked up at a Walmart store location. Normally, in-store purchases get you just 2% back – same as purchases made at Walmart and Murphy USA gas stations.
Target Credit Card
How to Apply:
Featured Benefits:
- 5% RedCard Discount Program
- RedCard Extended Return Program
- RedCard Free Shipping at Target.com
- RedCard Free Two-day Shipping
- Exclusive extra benefits
- Exclusive extra offers
Annual Fee:
$0
To Sum Up:
For Target devotees, this card hits the bull's-eye. You won't earn traditional rewards, but you'll get upfront savings. Just make sure you pay in full each month.
Costco Anywhere Visa Card by Citi
How to Apply:
Costco Anywhere Visa Card by Citi
Featured Benefits:
- 4% on eligible gas, including gas at Costco for the first $7,000 per year and then 1% thereafter
- 3% on restaurants and eligible travel purchase worldwide
- 2% on all other purchases from Costco and Costco.com
- 1% on all other purchases
Annual Fee:
$120
To sum up:
Costco members can turn their everyday spending on gas, travel and dining out into rich rewards at the wholesale club, but you won't get big discounts at the store itself. You can rack up some nice rewards with this card, but you'll only be able to redeem them once a year — and you'll have to go to a physical Costco store to do it.
TJX Reward Credit Card
How to Apply:
New Card Member Offer:
10% off when you open a TJX Rewards Credit Card
Featured Benefits:
- Enjoy 10% off your first online or in-store purchase
- Earn 5% back in rewards when you shop our family of stores
- Receive invites to exclusive private shopping events
Annual Fee:
$0
To sum up:
If you like taking things to the TJMaxx, including your shopping list, you’re going to love the TJX Credit Card — thanks to the 10% online discount that you’ll receive on the day of account opening and the 5 points that you’ll earn for each $1 spent at T.J.Maxx, Marshalls, HomeGoods, Sierra Trading Post and tjmaxx.com. Plus, there’s no annual fee.
Most families could get huge bills on grocery shopping, and why don’t you plan on saving your money by signing up a Cheese Debit Card. The Cheese Debit Card provides saving bonus and cashback without charging any fees.
Are you ready to get more savings? Start to earn more cheese today and sign up to join!
Here're more you need to know bout credit cards:
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