Banking and Finance

How to Get Your Overdraft Fee Waived? A Guide for All Banks.

MAX
July 27, 2021

It’s pretty common that you forget how much is left in your bank accounts and you overspend. Most banks will charge you overdraft fee when you spend more than you have. Can a bank refund overdraft fees? The answer if yes!


What is Overdraft Fee?

Overdraft fee is applied when you don’t have enough money to cover a transaction but the banks authorize the transaction. Overdraft fee is charged by per transaction or per item. 


How Much Will Banks Charge for Overdraft Fee?

Every bank has a different overdraft fee, varying from $34 to $36 per transaction, and different banks have different daily maximum amount of overdraft fees charged.


overdraft fee


There are many ways to avoid being charged overdraft fees, such as setting up notifications and having an overdraft protection plan etc. However, there’s no necessity to panic while getting charged on overdraft. Here’s a list of step-by-step guides on how you get your overdraft fee waived of each bank in the U.S. Click to find out more!


How to Get Your Overdraft Fee Waived?

Chase

Chase Overdraft Fee Amount: $34

Chase Overdraft Fee Daily Maximum: $102, 3 transactions

Click to see How to Get Your Chase Overdraft Fee Waived.


BoA

BoA Overdraft Fee Amount: $35

BoA Overdraft Fee Daily Maximum: $140, 4 transactions

Click to see How to Get Your BoA Bank of America Overdraft Fee Waived.


Wells Fargo

Wells Fargo Overdraft Fee Amount: $35

Wells Fargo Overdraft Fee Daily Maximum: $105, 3 transactions

Click to see How to Get Your Wells Fargo Overdraft Fee Waived.


CitiBank

Citibank Overdraft Fee Amount: $34

Citibank Overdraft Fee Daily Maximum: N/A

US Bank

US Bank Overdraft Fee Amount: $36

US Bank Overdraft Fee Daily Maximum: $144, 4 transactions

Click to see How to Get Your US Bank Overdraft Fee Waived.

PNC Bank

PNC Bank Overdraft Fee Amount: $36

PNC Bank Overdraft Fee Daily Maximum: $144, 4 transactions

Click to see How to Get Your PNC Bank Overdraft Fee Waived.

Citizens Bank

Citizens Bank Overdraft Fee Amount: $35

Citizens Bank Overdraft Fee Daily Maximum: $245, 7 transactions

Click to see How to Get Your Citizens Bank Overdraft Fee Waived.

TD Bank

TD Bank Overdraft Fee Amount: $35

TD Bank Overdraft Fee Daily Maximum: $175, 5 transactions

Click to see How to Get Your TD Bank Overdraft Fee Waived.

BB&T Bank

BB&T Bank Overdraft Fee Amount: $36

BB&T Bank Overdraft Fee Daily Maximum: $216, 6 transactions

Click to see How to Get Your BB&T Bank Overdraft Fee Waived.