Banking and Finance

The 10 Best Cashback Apps for Summer 2020

July 27, 2021

School’s out for summer, and it’s come way earlier than usual. If that’s left you and your household feeling like you’re a bit strapped for cash after a month-long lockdown, more trips to the grocery store and perhaps even a new journey into unemployment then don’t worry. We’re here to help.

We’re dedicated to helping our users get more for their money, especially during such a unique and critical time like the one we’re experiencing as a world together right now. From our monthly lunch budget donations to helpful tips and resources, we’re looking forward to helping you financially plan over the next few months and beyond.

One of the best ways to start optimizing your savings is to learn how to budget. While budgeting, it’s helpful to use all of the resources and tools available to you, such as cashback apps that will help you earn money back while spending on everyday items. Here are our top picks for ten of the best cashback apps for summer 2020.

1. Swagbucks

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You’ve likely heard of Swagbucks due to the fact that it’s one of the best sites for taking surveys for money. However, you can do more than earn cash for surveys here. Through this unique online platform, you can get free gift cards for answering paid surveys, completing polls, and more, such as completing purchases online.

2. Dosh

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Dosh is a unique kind of cashback app in that it functions almost like cashback might when you spend with a savings-optimized credit card. You simply sign up, connect a card, and then get cash back when paying with your linked cards at thousands of their approved stores and restaurants. And, we’re talking pretty big savings, such as 10% cashback automatically deposited in your Dosh Wallet after a purchase.

3. Drop

Drop (loyalty program) - Wikipedia
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Love shopping? You’ll love it even more after shopping through the Drop app. In short, for every purchase you make, you get Drop points. And they add up quickly, so you can spend them even faster by redeeming them at your favorite retailers like Amazon and Starbucks. As an added plus, they’ve also got a Deals section where you can access even more savings and discounts.

4. Ibotta

Ibotta: Earn Cash Back & Save With In-App Offers
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There’s not much that Ibotta doesn’t offer in terms of opportunities to earn cash back on everyday purchases. First, you can unlock rebates by completing simple tasks on the platform. You’ll earn points for each task that you can put towards purchases. Or, you can scan your product barcodes and submit your receipt for cash back, too. Within 48 hours, you’ll find the cash deposited into your account.

5. Paribus

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Most people don’t seem to realize that they can earn cashback on their groceries simply by signing up for a price match or price adjustment app. How does it work? You sign up for the app and then shop online. Then, the app will track your confirmation emails and watches for price changes so you don’t have to. In terms of easy savings, a price match app like this is one of the absolute easiest for summer savings, requiring you to do nothing but sign up and shop.

6. Shopkick

File:Shopkick tag stack blue print.svg - Wikipedia
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Earn both in-store and online rewards by downloading and shopping with Shopkick this summer. Earn kicks when you visit our online partners from Shopkick, view select offers, or make online purchases. Or, you can earn cashback by heading to one of your favorite retailers, scanning select products, or submitting your receipts. The numerous different ways to earn cash on purchases makes this one of the best apps for super savers like you.

7. Rakuten

File:Rakuten Global Brand Logo.svg - Wikimedia Commons
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Tired of racking up points or scanning photos of your receipts? Rakuten makes things simple by doing away with the need for points, forms, and fees. You can earn up to 40% back at over 2,500 different stores, making the app one of the most far-reaching in terms of savings opportunities. It works because retailers offer a commission on purchases made through the app and then Rakuten turns around and shares that commission with you.

8. Checkout 51

Checkout 51
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From grocery store savings to savings on gas and other everyday purchases, Checkout 51 is one of the most comprehensive, easy-to-use cashback apps for summer 2020. The app offers different deals every week but the rewards are often pretty big. All you have to do is shop like normal and upload your receipt if you’ve purchased an eligible item.

9. MyPoints

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MyPoints is another one of the best websites for earning money via paid surveys. Average survey takers earn about $2.50 per survey, but you can also earn points just by shopping at your favorite stores. MyPoints members get up to 40% back with every purchase made at top retailers like Walmart, Best Buy, Home Depot & Amazon.

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Forget about clipping coupons this summer and just download the app. It’s user-friendly and filled with lots of great deals across numerous different retailers. Usually, you can access the savings while checking out at most major stores, like Target and Walmart. However, you can also submit a photo of your receipt through the app to receive money straight to your PayPal account, too.

Bonus: Earn More Cheese with a Debit Card

Saving money via rebate and cashback apps isn’t the only way to earn fast, easy cash this summer. You can also sign up for a debit card that will help you make the most of your money. That’s what we care about here at Earn Cheese and it’s why we’ve worked so hard to optimize the kinds of rewards we offer our clients.

By signing up for our Cheese Debit Card, you’re able to access and unlock savings in the form of cashback and savings bonus. When you tack that onto the fact that the card comes with no monthly fees, no overdraft fees, and great interest rates, it’s just as lucrative as any savings app you’ll find online.

Ready to get started? Sign up today to join us and begin getting more out of your hard-earned cheese (er, cash).